What good backpacker cover includes
🏥 Medical & hospitalAustralia's healthcare is excellent but not free for most visitors — this is the big one.
🪂 Adventure activitiesCheck diving, skydiving, surfing and quad bikes are actually covered — many basic policies exclude them.
💼 Working holidayIf you'll pick fruit or work in hospo, look for cover that allows paid work.
🎒 Gear & theftPhone, laptop and camera cover — and cancellation if plans change.
Before you buy — a 30-second checklist
- Does it cover the activities you'll actually do (scuba to depth, skydiving, motorbikes)?
- Is paid work allowed if you're on a working-holiday visa?
- What's the excess, and are your electronics covered to their real value?
- Can you extend it from the road if you decide to stay longer?
- Is there a 24/7 emergency line you can actually call from the outback?
🛡️ Booking partners are on the way. We're lining up backpacker-friendly insurers for AusTrip travellers. Until then, use this checklist to compare policies — and remember every experience you book through AusTrip earns Roo Points.
This is general information to help you compare, not financial advice. Always read the policy's Product Disclosure Statement before you buy.